Call reports 2018
STATE BANK OF TEXAS — 2018
What STATE BANK OF TEXAS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 798,948,000 | 814,368,000 | 843,195,000 | 919,422,000 |
| Total loans | 617,500,000 | 637,211,000 | 656,940,000 | 641,691,000 |
| Allowance for loan losses | 6,179,000 | 6,092,000 | 5,803,000 | 6,394,000 |
| Securities available for sale | 58,488,000 | 68,631,000 | 68,306,000 | 46,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 637,696,000 | 634,206,000 | 690,762,000 | 777,931,000 |
| Interest-bearing deposits | 550,554,000 | 537,423,000 | 586,463,000 | 665,123,000 |
| Noninterest-bearing deposits | 87,142,000 | 96,783,000 | 104,299,000 | 112,808,000 |
| Equity capital | 156,748,000 | 137,017,000 | 146,251,000 | 133,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 13,716,000 | 28,274,000 | 42,576,000 | 58,369,000 |
| Interest expense | 2,022,000 | 4,282,000 | 7,196,000 | 10,406,000 |
| Net interest income | 11,694,000 | 23,992,000 | 35,380,000 | 47,963,000 |
| Noninterest income | 1,591,000 | 3,636,000 | 5,731,000 | 7,813,000 |
| Noninterest expense | 3,641,000 | 7,335,000 | 10,962,000 | 14,439,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 9,066,000 | 19,715,000 | 29,571,000 | 39,289,000 |
| Income tax | 451,000 | 646,000 | 841,000 | 1,036,000 |
| Net income | 8,615,000 | 19,069,000 | 28,730,000 | 38,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,030,000 | 137,170,000 | 146,711,000 | 136,401,000 |
| Total capital | 163,209,000 | 143,262,000 | 152,514,000 | 142,795,000 |
| Risk-weighted assets | 693,690,000 | 718,311,000 | 746,983,000 | 740,519,000 |