Call reports 2017
STATE BANK OF TEXAS — 2017
What STATE BANK OF TEXAS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 959,444,000 | 835,700,000 | 842,841,000 | 839,631,000 |
| Total loans | 661,259,000 | 627,028,000 | 604,892,000 | 593,917,000 |
| Allowance for loan losses | 6,337,000 | 6,370,000 | 6,252,000 | 4,750,000 |
| Securities available for sale | 146,609,000 | 76,237,000 | 75,338,000 | 74,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 781,857,000 | 612,275,000 | 661,686,000 | 684,054,000 |
| Interest-bearing deposits | 660,734,000 | 528,958,000 | 571,947,000 | 605,703,000 |
| Noninterest-bearing deposits | 121,123,000 | 83,317,000 | 89,739,000 | 78,351,000 |
| Equity capital | 153,993,000 | 166,145,000 | 176,407,000 | 150,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 14,041,000 | 29,927,000 | 43,980,000 | 58,131,000 |
| Interest expense | 1,712,000 | 3,525,000 | 5,438,000 | 7,540,000 |
| Net interest income | 12,329,000 | 26,402,000 | 38,542,000 | 50,591,000 |
| Noninterest income | 33,485,000 | 35,561,000 | 37,802,000 | 40,484,000 |
| Noninterest expense | 5,269,000 | 10,933,000 | 14,869,000 | 19,225,000 |
| Provision for loan losses | 0 | 0 | 0 | 800,000 |
| Pretax income | 40,552,000 | 50,842,000 | 61,299,000 | 70,874,000 |
| Income tax | 150,000 | 300,000 | 450,000 | 600,000 |
| Net income | 40,402,000 | 50,542,000 | 60,849,000 | 70,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,557,000 | 164,169,000 | 174,465,000 | 148,853,000 |
| Total capital | 156,894,000 | 170,539,000 | 180,717,000 | 153,603,000 |
| Risk-weighted assets | 788,359,000 | 685,063,000 | 672,728,000 | 661,499,000 |