Call reports 2016
STATE BANK OF TEXAS — 2016
What STATE BANK OF TEXAS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 675,455,000 | 680,138,000 | 688,261,000 | 740,328,000 |
| Total loans | 506,698,000 | 504,569,000 | 503,101,000 | 497,219,000 |
| Allowance for loan losses | 6,702,000 | 6,071,000 | 5,909,000 | 6,366,000 |
| Securities available for sale | 86,852,000 | 84,377,000 | 102,752,000 | 99,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,347,000 | 541,345,000 | 540,853,000 | 602,959,000 |
| Interest-bearing deposits | 420,115,000 | 472,885,000 | 479,592,000 | 540,305,000 |
| Noninterest-bearing deposits | 63,232,000 | 68,460,000 | 61,261,000 | 62,654,000 |
| Equity capital | 127,411,000 | 123,061,000 | 132,136,000 | 122,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,041,000 | 22,444,000 | 35,217,000 | 49,327,000 |
| Interest expense | 1,033,000 | 2,290,000 | 3,748,000 | 5,302,000 |
| Net interest income | 10,008,000 | 20,154,000 | 31,469,000 | 44,025,000 |
| Noninterest income | 6,663,000 | 7,531,000 | 8,580,000 | 9,982,000 |
| Noninterest expense | 2,411,000 | 4,866,000 | 7,277,000 | 9,576,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 14,260,000 | 22,819,000 | 32,844,000 | 44,117,000 |
| Income tax | 140,000 | 290,000 | 445,000 | 264,000 |
| Net income | 14,120,000 | 22,529,000 | 32,399,000 | 43,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,378,000 | 118,766,000 | 128,658,000 | 123,811,000 |
| Total capital | 132,080,000 | 124,837,000 | 134,567,000 | 130,177,000 |
| Risk-weighted assets | 578,767,000 | 591,376,000 | 607,954,000 | 617,962,000 |