Call reports 2012
STATE BANK OF TEXAS — 2012
What STATE BANK OF TEXAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 535,448,000 | 530,019,000 | 501,667,000 | 461,275,000 |
| Total loans | 398,573,000 | 397,390,000 | 360,498,000 | 348,635,000 |
| Allowance for loan losses | 7,051,000 | 6,672,000 | 6,904,000 | 5,636,000 |
| Securities available for sale | 91,679,000 | 100,949,000 | 93,772,000 | 83,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,984,000 | 429,481,000 | 401,904,000 | 367,806,000 |
| Interest-bearing deposits | 413,004,000 | 398,227,000 | 367,680,000 | 334,646,000 |
| Noninterest-bearing deposits | 32,980,000 | 31,254,000 | 34,224,000 | 33,160,000 |
| Equity capital | 88,516,000 | 91,536,000 | 98,318,000 | 92,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,553,000 | 13,012,000 | 20,615,000 | 26,796,000 |
| Interest expense | 1,093,000 | 2,126,000 | 3,074,000 | 3,807,000 |
| Net interest income | 5,460,000 | 10,886,000 | 17,541,000 | 22,989,000 |
| Noninterest income | -41,000 | 412,000 | 1,430,000 | 2,264,000 |
| Noninterest expense | 1,758,000 | 3,542,000 | 5,519,000 | 8,367,000 |
| Provision for loan losses | 765,000 | 1,065,000 | 1,065,000 | 3,565,000 |
| Pretax income | 2,896,000 | 6,767,000 | 12,463,000 | 13,910,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,896,000 | 6,767,000 | 12,463,000 | 13,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,723,000 | 89,109,000 | 94,819,000 | 90,080,000 |
| Total capital | 92,180,000 | 94,631,000 | 99,825,000 | 94,945,000 |
| Risk-weighted assets | 434,950,000 | 440,631,000 | 398,580,000 | 388,438,000 |