Call reports 2007
STATE BANK OF TEXAS — 2007
What STATE BANK OF TEXAS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 320,575,000 | 339,830,000 | 403,302,000 | 477,797,000 |
| Total loans | 300,103,000 | 304,586,000 | 361,829,000 | 427,196,000 |
| Allowance for loan losses | 3,107,000 | 3,107,000 | 3,308,000 | 3,807,000 |
| Securities available for sale | 1,067,000 | 1,009,000 | 957,000 | 884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,947,000 | 236,736,000 | 224,225,000 | 281,281,000 |
| Interest-bearing deposits | 163,967,000 | 215,030,000 | 203,470,000 | 259,184,000 |
| Noninterest-bearing deposits | 20,980,000 | 21,706,000 | 20,755,000 | 22,097,000 |
| Equity capital | 50,479,000 | 53,589,000 | 52,905,000 | 52,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,496,000 | 17,923,000 | 28,289,000 | 38,784,000 |
| Interest expense | 3,055,000 | 6,310,000 | 10,066,000 | 14,132,000 |
| Net interest income | 5,441,000 | 11,613,000 | 18,223,000 | 24,652,000 |
| Noninterest income | 325,000 | 830,000 | 1,162,000 | 1,463,000 |
| Noninterest expense | 1,212,000 | 2,491,000 | 3,628,000 | 4,928,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 800,000 |
| Pretax income | 4,554,000 | 9,952,000 | 15,457,000 | 20,387,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,554,000 | 9,952,000 | 15,457,000 | 20,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,449,000 | 53,570,000 | 52,886,000 | 52,082,000 |
| Total capital | 53,555,000 | 56,677,000 | 56,194,000 | 55,889,000 |
| Risk-weighted assets | 325,341,000 | 340,120,000 | 410,510,000 | 480,415,000 |