Call reports 2001
STATE BANK OF TEXAS — 2001
What STATE BANK OF TEXAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 129,726,000 | 143,951,000 | 144,513,000 | 143,696,000 |
| Total loans | 112,836,000 | 119,510,000 | 125,705,000 | 128,391,000 |
| Allowance for loan losses | 1,142,000 | 1,178,000 | 1,472,000 | 1,405,000 |
| Securities available for sale | 5,853,000 | 5,744,000 | 4,622,000 | 3,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,272,000 | 129,926,000 | 121,951,000 | 121,089,000 |
| Interest-bearing deposits | 102,702,000 | 115,981,000 | 108,618,000 | 107,049,000 |
| Noninterest-bearing deposits | 12,570,000 | 13,945,000 | 13,333,000 | 14,040,000 |
| Equity capital | 10,211,000 | 10,584,000 | 10,739,000 | 10,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,362,000 | 6,517,000 | 9,537,000 | 12,212,000 |
| Interest expense | 1,680,000 | 3,362,000 | 4,902,000 | 6,310,000 |
| Net interest income | 1,682,000 | 3,155,000 | 4,635,000 | 5,902,000 |
| Noninterest income | 146,000 | 323,000 | 502,000 | 651,000 |
| Noninterest expense | 672,000 | 1,355,000 | 2,092,000 | 2,833,000 |
| Provision for loan losses | 80,000 | 120,000 | 425,000 | 425,000 |
| Pretax income | 1,076,000 | 2,003,000 | 2,620,000 | 3,293,000 |
| Income tax | 22,000 | 49,000 | 67,000 | 74,000 |
| Net income | 1,054,000 | 1,954,000 | 2,553,000 | 3,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,371,000 | 10,744,000 | 10,899,000 | 10,947,000 |
| Total capital | 11,513,000 | 11,922,000 | 12,371,000 | 12,352,000 |
| Risk-weighted assets | 112,370,000 | 114,530,000 | 120,278,000 | 122,463,000 |