Call reports 2015
REPUBLIC FIRST BANK DBA REPUBLIC BANK — 2015
What REPUBLIC FIRST BANK DBA REPUBLIC BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,259,291,000 | 1,267,564,000 | 1,375,803,000 | 1,434,275,000 |
| Total loans | 793,756,000 | 826,339,000 | 845,849,000 | 878,422,000 |
| Allowance for loan losses | 10,944,000 | 8,398,000 | 8,323,000 | 8,703,000 |
| Securities available for sale | 187,024,000 | 176,142,000 | 209,119,000 | 284,795,000 |
| Securities held to maturity | 66,722,000 | 119,318,000 | 140,096,000 | 171,257,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,130,634,000 | 1,138,819,000 | 1,246,290,000 | 1,251,539,000 |
| Interest-bearing deposits | 1,006,375,000 | 999,209,000 | 1,100,399,000 | 1,104,988,000 |
| Noninterest-bearing deposits | 124,259,000 | 139,610,000 | 145,891,000 | 146,551,000 |
| Equity capital | 122,499,000 | 122,151,000 | 123,297,000 | 128,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,882,000 | 21,893,000 | 33,334,000 | 45,852,000 |
| Interest expense | 1,018,000 | 2,030,000 | 3,129,000 | 4,267,000 |
| Net interest income | 9,864,000 | 19,863,000 | 30,205,000 | 41,585,000 |
| Noninterest income | 1,451,000 | 3,344,000 | 4,804,000 | 9,388,000 |
| Noninterest expense | 10,402,000 | 21,353,000 | 32,224,000 | 46,519,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 910,000 | 1,860,000 | 2,855,000 | 4,059,000 |
| Income tax | 133,000 | 275,000 | 413,000 | 552,000 |
| Net income | 777,000 | 1,585,000 | 2,442,000 | 3,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,980,000 | 121,767,000 | 122,682,000 | 129,863,000 |
| Total capital | 131,924,000 | 130,165,000 | 131,005,000 | 138,566,000 |
| Risk-weighted assets | 989,319,000 | 1,028,224,000 | 1,038,635,000 | 1,095,209,000 |