Call reports 2012
REPUBLIC FIRST BANK DBA REPUBLIC BANK — 2012
What REPUBLIC FIRST BANK DBA REPUBLIC BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 955,169,000 | 935,128,000 | 963,588,000 | 985,134,000 |
| Total loans | 605,137,000 | 605,888,000 | 624,267,000 | 617,983,000 |
| Allowance for loan losses | 10,756,000 | 9,385,000 | 9,798,000 | 9,542,000 |
| Securities available for sale | 182,805,000 | 179,794,000 | 192,529,000 | 189,259,000 |
| Securities held to maturity | 120,000 | 46,000 | 46,000 | 47,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 859,162,000 | 842,829,000 | 869,413,000 | 889,950,000 |
| Interest-bearing deposits | 783,378,000 | 769,800,000 | 783,597,000 | 814,166,000 |
| Noninterest-bearing deposits | 75,784,000 | 73,029,000 | 85,816,000 | 75,784,000 |
| Equity capital | 85,034,000 | 86,023,000 | 87,842,000 | 88,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,624,000 | 19,356,000 | 29,072,000 | 38,631,000 |
| Interest expense | 1,615,000 | 2,955,000 | 4,108,000 | 5,232,000 |
| Net interest income | 8,009,000 | 16,401,000 | 24,964,000 | 33,399,000 |
| Noninterest income | 1,606,000 | 3,254,000 | 4,963,000 | 7,711,000 |
| Noninterest expense | 8,763,000 | 17,685,000 | 26,379,000 | 35,575,000 |
| Provision for loan losses | -750,000 | -250,000 | 600,000 | 1,350,000 |
| Pretax income | 1,585,000 | 2,963,000 | 3,691,000 | 4,887,000 |
| Income tax | 53,000 | 188,000 | 285,000 | 352,000 |
| Net income | 1,532,000 | 2,775,000 | 3,406,000 | 4,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,222,000 | 85,591,000 | 86,341,000 | 86,884,000 |
| Total capital | 93,320,000 | 94,886,000 | 95,925,000 | 96,367,000 |
| Risk-weighted assets | 726,151,000 | 743,489,000 | 766,496,000 | 758,564,000 |