Call reports 2006
REPUBLIC FIRST BANK DBA REPUBLIC BANK — 2006
What REPUBLIC FIRST BANK DBA REPUBLIC BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 863,054,000 | 860,638,000 | 979,231,000 | 1,007,718,000 |
| Total loans | 701,910,000 | 740,577,000 | 761,803,000 | 799,336,000 |
| Allowance for loan losses | 7,803,000 | 7,756,000 | 7,934,000 | 8,058,000 |
| Securities available for sale | 36,194,000 | 38,568,000 | 76,452,000 | 101,854,000 |
| Securities held to maturity | 377,000 | 377,000 | 322,000 | 293,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 675,991,000 | 645,768,000 | 744,177,000 | 754,940,000 |
| Interest-bearing deposits | 628,120,000 | 596,380,000 | 706,891,000 | 715,010,000 |
| Noninterest-bearing deposits | 47,871,000 | 49,388,000 | 37,286,000 | 39,930,000 |
| Equity capital | 71,585,000 | 74,013,000 | 76,706,000 | 80,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 15,571,000 | 30,453,000 | 46,674,000 | 63,965,000 |
| Interest expense | 5,622,000 | 11,870,000 | 19,430,000 | 28,155,000 |
| Net interest income | 9,949,000 | 18,583,000 | 27,244,000 | 35,810,000 |
| Noninterest income | 604,000 | 1,131,000 | 1,811,000 | 2,406,000 |
| Noninterest expense | 5,040,000 | 10,150,000 | 15,648,000 | 20,987,000 |
| Provision for loan losses | 1,313,000 | 1,374,000 | 1,374,000 | 1,364,000 |
| Pretax income | 4,200,000 | 8,190,000 | 12,033,000 | 15,865,000 |
| Income tax | 1,399,000 | 2,721,000 | 3,984,000 | 5,208,000 |
| Net income | 2,801,000 | 5,469,000 | 8,049,000 | 10,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,589,000 | 74,121,000 | 76,557,000 | 80,198,000 |
| Total capital | 79,392,000 | 81,877,000 | 84,491,000 | 88,256,000 |
| Risk-weighted assets | 677,280,000 | 700,139,000 | 736,358,000 | 858,585,000 |