Call reports 2013
COMMUNITY BANK OF BROWARD — 2013
What COMMUNITY BANK OF BROWARD reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 488,198,000 | 469,294,000 | 483,357,000 | 481,475,000 |
| Total loans | 375,930,000 | 376,740,000 | 396,544,000 | 407,995,000 |
| Allowance for loan losses | 6,901,000 | 6,284,000 | 6,170,000 | 6,153,000 |
| Securities available for sale | 25,406,000 | 30,545,000 | 29,303,000 | 28,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 418,609,000 | 402,748,000 | 405,756,000 | 409,667,000 |
| Interest-bearing deposits | 303,994,000 | 292,970,000 | 289,638,000 | 295,305,000 |
| Noninterest-bearing deposits | 114,615,000 | 109,778,000 | 116,118,000 | 114,362,000 |
| Equity capital | 41,153,000 | 40,931,000 | 41,725,000 | 42,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,879,000 | 9,771,000 | 14,682,000 | 19,728,000 |
| Interest expense | 554,000 | 1,061,000 | 1,533,000 | 2,008,000 |
| Net interest income | 4,325,000 | 8,710,000 | 13,149,000 | 17,720,000 |
| Noninterest income | 266,000 | 690,000 | 1,065,000 | 1,437,000 |
| Noninterest expense | 3,661,000 | 7,352,000 | 11,139,000 | 14,960,000 |
| Provision for loan losses | 175,000 | 580,000 | 655,000 | 730,000 |
| Pretax income | 755,000 | 1,468,000 | 2,420,000 | 3,467,000 |
| Income tax | 274,000 | 532,000 | 878,000 | 1,262,000 |
| Net income | 481,000 | 936,000 | 1,542,000 | 2,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,921,000 | 41,383,000 | 41,990,000 | 42,604,000 |
| Total capital | 53,071,000 | 52,587,000 | 53,317,000 | 54,015,000 |
| Risk-weighted assets | 410,138,000 | 415,185,000 | 425,201,000 | 433,083,000 |