Call reports 2012
COMMUNITY BANK OF BROWARD — 2012
What COMMUNITY BANK OF BROWARD reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 464,010,000 | 457,465,000 | 471,327,000 | 464,716,000 |
| Total loans | 389,778,000 | 386,778,000 | 372,354,000 | 380,083,000 |
| Allowance for loan losses | 7,797,000 | 7,508,000 | 7,281,000 | 7,065,000 |
| Securities available for sale | 21,998,000 | 18,680,000 | 22,520,000 | 27,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,987,000 | 384,495,000 | 402,234,000 | 396,192,000 |
| Interest-bearing deposits | 295,592,000 | 282,862,000 | 289,779,000 | 293,576,000 |
| Noninterest-bearing deposits | 100,395,000 | 101,633,000 | 112,455,000 | 102,616,000 |
| Equity capital | 39,167,000 | 39,869,000 | 40,696,000 | 40,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,150,000 | 10,330,000 | 15,359,000 | 20,123,000 |
| Interest expense | 812,000 | 1,528,000 | 2,196,000 | 2,796,000 |
| Net interest income | 4,338,000 | 8,802,000 | 13,163,000 | 17,327,000 |
| Noninterest income | 561,000 | 1,023,000 | 1,679,000 | 1,713,000 |
| Noninterest expense | 3,562,000 | 7,362,000 | 10,912,000 | 14,703,000 |
| Provision for loan losses | 625,000 | 900,000 | 1,375,000 | 1,503,000 |
| Pretax income | 712,000 | 1,734,000 | 2,726,000 | 3,005,000 |
| Income tax | 268,000 | 647,000 | 992,000 | 1,087,000 |
| Net income | 444,000 | 1,087,000 | 1,734,000 | 1,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,851,000 | 39,560,000 | 40,224,000 | 40,424,000 |
| Total capital | 52,091,000 | 51,683,000 | 52,196,000 | 52,666,000 |
| Risk-weighted assets | 416,636,000 | 407,392,000 | 395,357,000 | 417,430,000 |