Call reports 2011
COMMUNITY BANK OF BROWARD — 2011
What COMMUNITY BANK OF BROWARD reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 500,516,000 | 481,720,000 | 474,492,000 | 470,681,000 |
| Total loans | 401,223,000 | 404,398,000 | 399,338,000 | 397,478,000 |
| Allowance for loan losses | 7,806,000 | 7,252,000 | 7,267,000 | 7,965,000 |
| Securities available for sale | 35,691,000 | 25,471,000 | 19,166,000 | 23,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,220,000 | 412,904,000 | 406,638,000 | 404,045,000 |
| Interest-bearing deposits | 331,281,000 | 315,128,000 | 305,152,000 | 308,623,000 |
| Noninterest-bearing deposits | 100,939,000 | 97,776,000 | 101,486,000 | 95,422,000 |
| Equity capital | 39,783,000 | 40,148,000 | 38,651,000 | 38,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,582,000 | 11,086,000 | 16,445,000 | 21,874,000 |
| Interest expense | 1,113,000 | 2,213,000 | 3,167,000 | 4,092,000 |
| Net interest income | 4,469,000 | 8,873,000 | 13,278,000 | 17,782,000 |
| Noninterest income | 454,000 | 92,000 | 52,000 | 140,000 |
| Noninterest expense | 3,865,000 | 7,602,000 | 11,496,000 | 15,011,000 |
| Provision for loan losses | 600,000 | 875,000 | 4,167,000 | 5,155,000 |
| Pretax income | 458,000 | 684,000 | -1,924,000 | -1,835,000 |
| Income tax | 166,000 | 242,000 | -748,000 | -725,000 |
| Net income | 292,000 | 442,000 | -1,176,000 | -1,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,847,000 | 39,967,000 | 38,320,000 | 38,371,000 |
| Total capital | 54,063,000 | 54,145,000 | 51,728,000 | 51,750,000 |
| Risk-weighted assets | 414,688,000 | 412,168,000 | 430,813,000 | 427,760,000 |