Call reports 2010
COMMUNITY BANK OF BROWARD — 2010
What COMMUNITY BANK OF BROWARD reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 489,842,000 | 494,064,000 | 482,234,000 | 484,389,000 |
| Total loans | 413,154,000 | 413,256,000 | 416,347,000 | 414,455,000 |
| Allowance for loan losses | 6,611,000 | 7,392,000 | 8,818,000 | 8,550,000 |
| Securities available for sale | 38,412,000 | 35,223,000 | 27,639,000 | 26,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,346,000 | 423,848,000 | 413,237,000 | 416,341,000 |
| Interest-bearing deposits | 341,006,000 | 334,716,000 | 327,405,000 | 330,747,000 |
| Noninterest-bearing deposits | 79,340,000 | 89,132,000 | 85,832,000 | 85,594,000 |
| Equity capital | 39,446,000 | 40,042,000 | 39,637,000 | 39,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,947,000 | 11,936,000 | 17,863,000 | 23,556,000 |
| Interest expense | 1,361,000 | 2,688,000 | 3,925,000 | 5,112,000 |
| Net interest income | 4,586,000 | 9,248,000 | 13,938,000 | 18,444,000 |
| Noninterest income | 576,000 | 1,483,000 | 2,128,000 | 2,788,000 |
| Noninterest expense | 3,576,000 | 7,355,000 | 10,916,000 | 14,794,000 |
| Provision for loan losses | 1,189,000 | 2,690,000 | 5,100,000 | 6,106,000 |
| Pretax income | 397,000 | 784,000 | 383,000 | 665,000 |
| Income tax | 149,000 | 293,000 | 143,000 | 247,000 |
| Net income | 248,000 | 491,000 | 240,000 | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,460,000 | 39,684,000 | 39,410,000 | 39,585,000 |
| Total capital | 54,715,000 | 54,955,000 | 53,714,000 | 53,888,000 |
| Risk-weighted assets | 419,012,000 | 419,611,000 | 420,834,000 | 420,985,000 |