Call reports 2008
COMMUNITY BANK OF BROWARD — 2008
What COMMUNITY BANK OF BROWARD reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 391,651,000 | 410,270,000 | 424,896,000 | 434,667,000 |
| Total loans | 339,887,000 | 362,612,000 | 373,079,000 | 386,280,000 |
| Allowance for loan losses | 2,957,000 | 3,152,000 | 3,376,000 | 3,715,000 |
| Securities available for sale | 26,468,000 | 20,303,000 | 19,365,000 | 20,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,782,000 | 319,390,000 | 337,709,000 | 351,838,000 |
| Interest-bearing deposits | 241,948,000 | 256,501,000 | 279,205,000 | 295,116,000 |
| Noninterest-bearing deposits | 66,834,000 | 62,889,000 | 58,504,000 | 56,722,000 |
| Equity capital | 29,103,000 | 29,621,000 | 33,510,000 | 34,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,210,000 | 12,321,000 | 18,649,000 | 24,975,000 |
| Interest expense | 2,696,000 | 5,089,000 | 7,481,000 | 9,816,000 |
| Net interest income | 3,514,000 | 7,232,000 | 11,168,000 | 15,159,000 |
| Noninterest income | 464,000 | 992,000 | 1,519,000 | 2,089,000 |
| Noninterest expense | 3,066,000 | 6,151,000 | 9,235,000 | 12,494,000 |
| Provision for loan losses | 94,000 | 389,000 | 662,000 | 1,094,000 |
| Pretax income | 818,000 | 1,684,000 | 2,790,000 | 3,771,000 |
| Income tax | 299,000 | 618,000 | 1,026,000 | 1,386,000 |
| Net income | 519,000 | 1,066,000 | 1,764,000 | 2,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,021,000 | 29,611,000 | 33,383,000 | 34,244,000 |
| Total capital | 41,978,000 | 42,763,000 | 46,759,000 | 47,959,000 |
| Risk-weighted assets | 365,193,000 | 385,230,000 | 392,073,000 | 405,011,000 |