Call reports 2007
COMMUNITY BANK OF BROWARD — 2007
What COMMUNITY BANK OF BROWARD reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 353,660,000 | 371,122,000 | 389,988,000 | 377,716,000 |
| Total loans | 298,786,000 | 312,222,000 | 329,046,000 | 328,941,000 |
| Allowance for loan losses | 2,886,000 | 2,916,000 | 2,833,000 | 2,863,000 |
| Securities available for sale | 22,684,000 | 31,201,000 | 30,266,000 | 25,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,059,000 | 295,895,000 | 287,443,000 | 295,942,000 |
| Interest-bearing deposits | 201,242,000 | 223,608,000 | 223,548,000 | 238,070,000 |
| Noninterest-bearing deposits | 70,817,000 | 72,287,000 | 63,895,000 | 57,872,000 |
| Equity capital | 26,145,000 | 26,939,000 | 27,843,000 | 28,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,904,000 | 12,258,000 | 19,005,000 | 25,627,000 |
| Interest expense | 2,594,000 | 5,494,000 | 8,655,000 | 11,734,000 |
| Net interest income | 3,310,000 | 6,764,000 | 10,350,000 | 13,893,000 |
| Noninterest income | 460,000 | 949,000 | 1,445,000 | 1,935,000 |
| Noninterest expense | 2,893,000 | 5,794,000 | 8,716,000 | 11,719,000 |
| Provision for loan losses | 30,000 | 70,000 | 154,000 | 423,000 |
| Pretax income | 847,000 | 1,849,000 | 2,925,000 | 3,690,000 |
| Income tax | 304,000 | 658,000 | 1,031,000 | 1,362,000 |
| Net income | 543,000 | 1,191,000 | 1,894,000 | 2,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,572,000 | 27,249,000 | 27,975,000 | 28,457,000 |
| Total capital | 39,458,000 | 40,165,000 | 40,808,000 | 41,320,000 |
| Risk-weighted assets | 327,109,000 | 344,621,000 | 359,208,000 | 354,704,000 |