Call reports 2005
COMMUNITY BANK OF BROWARD — 2005
What COMMUNITY BANK OF BROWARD reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 224,146,000 | 268,813,000 | 274,397,000 | 284,645,000 |
| Total loans | 179,342,000 | 196,937,000 | 213,234,000 | 228,999,000 |
| Allowance for loan losses | 1,793,000 | 1,969,000 | 2,132,000 | 2,290,000 |
| Securities available for sale | 24,197,000 | 25,786,000 | 23,627,000 | 21,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,627,000 | 235,130,000 | 240,231,000 | 241,893,000 |
| Interest-bearing deposits | 128,132,000 | 133,754,000 | 147,200,000 | 153,647,000 |
| Noninterest-bearing deposits | 71,495,000 | 101,376,000 | 93,031,000 | 88,246,000 |
| Equity capital | 20,251,000 | 20,818,000 | 21,144,000 | 21,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,841,000 | 6,193,000 | 10,076,000 | 14,193,000 |
| Interest expense | 576,000 | 1,314,000 | 2,278,000 | 3,377,000 |
| Net interest income | 2,265,000 | 4,879,000 | 7,798,000 | 10,816,000 |
| Noninterest income | 249,000 | 544,000 | 864,000 | 1,341,000 |
| Noninterest expense | 1,939,000 | 4,001,000 | 6,202,000 | 8,590,000 |
| Provision for loan losses | 163,000 | 339,000 | 752,000 | 780,000 |
| Pretax income | 412,000 | 1,083,000 | 1,708,000 | 2,787,000 |
| Income tax | 156,000 | 411,000 | 648,000 | 1,023,000 |
| Net income | 256,000 | 672,000 | 1,060,000 | 1,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,573,000 | 20,995,000 | 21,389,000 | 22,172,000 |
| Total capital | 22,366,000 | 27,964,000 | 28,521,000 | 29,462,000 |
| Risk-weighted assets | 196,125,000 | 222,093,000 | 238,870,000 | 254,319,000 |