Call reports 2004
COMMUNITY BANK OF BROWARD — 2004
What COMMUNITY BANK OF BROWARD reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 165,481,000 | 179,745,000 | 191,113,000 | 202,369,000 |
| Total loans | 124,104,000 | 138,790,000 | 149,455,000 | 162,984,000 |
| Allowance for loan losses | 1,241,000 | 1,388,000 | 1,495,000 | 1,630,000 |
| Securities available for sale | 21,857,000 | 28,127,000 | 23,176,000 | 23,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,091,000 | 157,671,000 | 168,311,000 | 174,623,000 |
| Interest-bearing deposits | 95,383,000 | 101,863,000 | 105,024,000 | 112,808,000 |
| Noninterest-bearing deposits | 51,708,000 | 55,808,000 | 63,287,000 | 61,815,000 |
| Equity capital | 18,071,000 | 19,347,000 | 19,942,000 | 20,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,791,000 | 3,828,000 | 6,111,000 | 8,661,000 |
| Interest expense | 271,000 | 570,000 | 939,000 | 1,391,000 |
| Net interest income | 1,520,000 | 3,258,000 | 5,172,000 | 7,270,000 |
| Noninterest income | 207,000 | 412,000 | 706,000 | 971,000 |
| Noninterest expense | 1,548,000 | 3,194,000 | 4,876,000 | 6,674,000 |
| Provision for loan losses | 142,000 | 289,000 | 396,000 | 531,000 |
| Pretax income | 56,000 | 206,000 | 652,000 | 1,082,000 |
| Income tax | 24,000 | 84,000 | 252,000 | 414,000 |
| Net income | 32,000 | 122,000 | 400,000 | 668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,191,000 | 18,706,000 | 19,344,000 | 20,296,000 |
| Total capital | 18,432,000 | 20,094,000 | 20,839,000 | 21,926,000 |
| Risk-weighted assets | 141,327,000 | 158,570,000 | 168,554,000 | 181,960,000 |