Call reports 2003
COMMUNITY BANK OF BROWARD — 2003
What COMMUNITY BANK OF BROWARD reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 93,450,000 | 109,660,000 | 132,888,000 | 162,145,000 |
| Total loans | 58,685,000 | 75,666,000 | 91,110,000 | 109,362,000 |
| Allowance for loan losses | 751,000 | 896,000 | 1,006,000 | 1,099,000 |
| Securities available for sale | 16,360,000 | 16,320,000 | 22,045,000 | 19,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,332,000 | 94,216,000 | 117,719,000 | 146,767,000 |
| Interest-bearing deposits | 49,186,000 | 59,160,000 | 68,202,000 | 85,199,000 |
| Noninterest-bearing deposits | 29,146,000 | 35,056,000 | 49,517,000 | 61,568,000 |
| Equity capital | 14,806,000 | 15,207,000 | 14,960,000 | 15,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 899,000 | 2,023,000 | 3,360,000 | 4,952,000 |
| Interest expense | 202,000 | 420,000 | 627,000 | 833,000 |
| Net interest income | 697,000 | 1,603,000 | 2,733,000 | 4,119,000 |
| Noninterest income | 146,000 | 317,000 | 515,000 | 737,000 |
| Noninterest expense | 1,192,000 | 2,458,000 | 3,760,000 | 5,133,000 |
| Provision for loan losses | 194,000 | 372,000 | 482,000 | 575,000 |
| Pretax income | -475,000 | -805,000 | -880,000 | -729,000 |
| Income tax | -178,000 | -298,000 | -324,000 | -265,000 |
| Net income | -297,000 | -507,000 | -556,000 | -464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,485,000 | 13,782,000 | 13,587,000 | 14,240,000 |
| Total capital | 14,236,000 | 14,678,000 | 14,593,000 | 15,339,000 |
| Risk-weighted assets | 77,123,000 | 94,135,000 | 106,606,000 | 125,935,000 |