Call reports 2002
COMMUNITY BANK OF BROWARD — 2002
What COMMUNITY BANK OF BROWARD reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 26,988,000 | 39,806,000 | 67,118,000 | 80,152,000 |
| Total loans | 4,561,000 | 18,211,000 | 31,360,000 | 44,595,000 |
| Allowance for loan losses | 57,000 | 228,000 | 392,000 | 557,000 |
| Securities available for sale | 7,169,000 | 13,524,000 | 18,638,000 | 21,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,310,000 | 29,204,000 | 56,896,000 | 70,013,000 |
| Interest-bearing deposits | 8,635,000 | 17,655,000 | 37,963,000 | 44,410,000 |
| Noninterest-bearing deposits | 7,675,000 | 11,549,000 | 18,933,000 | 25,603,000 |
| Equity capital | 10,559,000 | 10,490,000 | 10,078,000 | 9,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 100,000 | 415,000 | 968,000 | 1,772,000 |
| Interest expense | 18,000 | 99,000 | 243,000 | 439,000 |
| Net interest income | 82,000 | 316,000 | 725,000 | 1,333,000 |
| Noninterest income | 12,000 | 46,000 | 110,000 | 219,000 |
| Noninterest expense | 605,000 | 1,513,000 | 2,548,000 | 3,624,000 |
| Provision for loan losses | 57,000 | 228,000 | 392,000 | 557,000 |
| Pretax income | -568,000 | -1,378,000 | -2,096,000 | -2,619,000 |
| Income tax | 0 | -629,000 | -895,000 | -1,090,000 |
| Net income | -568,000 | -749,000 | -1,201,000 | -1,529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,617,000 | 9,840,000 | 9,145,000 | 8,691,000 |
| Total capital | 10,674,000 | 10,068,000 | 9,537,000 | 9,248,000 |
| Risk-weighted assets | 11,091,000 | 25,423,000 | 45,726,000 | 61,870,000 |