Call reports 2020
LEE BANK — 2020
What LEE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 393,740,000 | 432,148,000 | 448,584,000 | 454,116,000 |
| Total loans | 322,590,000 | 345,759,000 | 345,940,000 | 336,148,000 |
| Allowance for loan losses | 3,236,000 | 3,841,000 | 3,795,000 | 3,949,000 |
| Securities available for sale | 31,683,000 | 34,340,000 | 36,872,000 | 57,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,328,000 | 366,474,000 | 381,657,000 | 393,018,000 |
| Interest-bearing deposits | 278,091,000 | 315,237,000 | 310,212,000 | 319,894,000 |
| Noninterest-bearing deposits | 51,237,000 | 51,237,000 | 71,445,000 | 73,124,000 |
| Equity capital | 34,206,000 | 35,821,000 | 36,318,000 | 37,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,997,000 | 7,847,000 | 11,656,000 | 15,776,000 |
| Interest expense | 740,000 | 1,334,000 | 1,806,000 | 2,484,000 |
| Net interest income | 3,257,000 | 6,513,000 | 9,850,000 | 13,292,000 |
| Noninterest income | 686,000 | 2,238,000 | 4,060,000 | 5,794,000 |
| Noninterest expense | 3,409,000 | 6,960,000 | 10,764,000 | 14,540,000 |
| Provision for loan losses | 0 | 608,000 | 656,000 | 954,000 |
| Pretax income | -1,327,000 | 370,000 | 2,336,000 | 3,721,000 |
| Income tax | -237,000 | 68,000 | 548,000 | 832,000 |
| Net income | -1,090,000 | 302,000 | 1,788,000 | 2,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,285,000 | 37,677,000 | 39,163,000 | 40,264,000 |