Call reports 2016
LEE BANK — 2016
What LEE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 313,828,000 | 320,509,000 | 323,293,000 | 335,525,000 |
| Total loans | 261,160,000 | 266,038,000 | 267,814,000 | 281,028,000 |
| Allowance for loan losses | 2,731,000 | 2,761,000 | 2,816,000 | 2,846,000 |
| Securities available for sale | 29,566,000 | 29,530,000 | 29,264,000 | 29,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,100,000 | 229,200,000 | 234,272,000 | 235,979,000 |
| Interest-bearing deposits | 188,917,000 | 199,653,000 | 199,730,000 | 205,076,000 |
| Noninterest-bearing deposits | 36,183,000 | 29,547,000 | 34,542,000 | 30,903,000 |
| Equity capital | 29,346,000 | 29,729,000 | 28,677,000 | 28,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,871,000 | 5,793,000 | 8,770,000 | 11,940,000 |
| Interest expense | 348,000 | 705,000 | 1,056,000 | 1,420,000 |
| Net interest income | 2,523,000 | 5,088,000 | 7,714,000 | 10,520,000 |
| Noninterest income | 493,000 | 1,282,000 | 2,416,000 | 3,310,000 |
| Noninterest expense | 2,927,000 | 6,050,000 | 9,187,000 | 12,538,000 |
| Provision for loan losses | 33,000 | 65,000 | 127,000 | 190,000 |
| Pretax income | 256,000 | 457,000 | 1,058,000 | 1,366,000 |
| Income tax | 52,000 | 71,000 | 232,000 | 324,000 |
| Net income | 204,000 | 386,000 | 826,000 | 1,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,522,000 | 30,603,000 | 30,951,000 | 30,945,000 |
| Total capital | 33,376,000 | 33,529,000 | 33,997,000 | 34,044,000 |
| Risk-weighted assets | 242,760,000 | 252,433,000 | 253,690,000 | 261,111,000 |