Call reports 2015
LEE BANK — 2015
What LEE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 304,483,000 | 307,055,000 | 308,435,000 | 315,585,000 |
| Total loans | 253,287,000 | 254,038,000 | 256,224,000 | 262,041,000 |
| Allowance for loan losses | 3,077,000 | 2,992,000 | 2,977,000 | 2,749,000 |
| Securities available for sale | 23,414,000 | 23,345,000 | 22,706,000 | 23,453,000 |
| Securities held to maturity | 6,119,000 | 5,851,000 | 5,584,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,020,000 | 212,385,000 | 215,537,000 | 228,081,000 |
| Interest-bearing deposits | 182,166,000 | 182,103,000 | 181,542,000 | 197,489,000 |
| Noninterest-bearing deposits | 33,854,000 | 30,282,000 | 33,995,000 | 30,592,000 |
| Equity capital | 29,679,000 | 29,649,000 | 29,211,000 | 29,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,705,000 | 5,459,000 | 8,273,000 | 11,123,000 |
| Interest expense | 312,000 | 640,000 | 975,000 | 1,314,000 |
| Net interest income | 2,393,000 | 4,819,000 | 7,298,000 | 9,809,000 |
| Noninterest income | 686,000 | 1,409,000 | 2,041,000 | 2,867,000 |
| Noninterest expense | 2,873,000 | 5,613,000 | 8,641,000 | 11,750,000 |
| Provision for loan losses | 46,000 | 49,000 | 95,000 | 140,000 |
| Pretax income | 394,000 | 801,000 | 1,055,000 | 1,214,000 |
| Income tax | 88,000 | 222,000 | 321,000 | 285,000 |
| Net income | 306,000 | 579,000 | 734,000 | 929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,149,000 | 30,282,000 | 30,300,000 | 30,416,000 |
| Total capital | 33,479,000 | 33,578,000 | 33,367,000 | 33,396,000 |
| Risk-weighted assets | 238,272,000 | 236,193,000 | 229,788,000 | 240,286,000 |