Call reports 2013
LEE BANK — 2013
What LEE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 272,226,000 | 273,683,000 | 275,310,000 | 280,500,000 |
| Total loans | 224,413,000 | 226,578,000 | 227,833,000 | 231,321,000 |
| Allowance for loan losses | 3,146,000 | 3,256,000 | 3,303,000 | 3,214,000 |
| Securities available for sale | 26,182,000 | 25,867,000 | 26,341,000 | 25,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,796,000 | 194,247,000 | 194,717,000 | 202,269,000 |
| Interest-bearing deposits | 166,975,000 | 166,961,000 | 164,736,000 | 174,152,000 |
| Noninterest-bearing deposits | 26,821,000 | 27,286,000 | 29,981,000 | 28,117,000 |
| Equity capital | 28,152,000 | 28,060,000 | 29,038,000 | 29,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,670,000 | 5,369,000 | 8,049,000 | 10,649,000 |
| Interest expense | 409,000 | 790,000 | 1,152,000 | 1,492,000 |
| Net interest income | 2,261,000 | 4,579,000 | 6,897,000 | 9,157,000 |
| Noninterest income | 1,107,000 | 2,136,000 | 3,011,000 | 3,755,000 |
| Noninterest expense | 2,792,000 | 5,620,000 | 8,338,000 | 11,095,000 |
| Provision for loan losses | 125,000 | 250,000 | 292,000 | 260,000 |
| Pretax income | 451,000 | 845,000 | 1,278,000 | 1,759,000 |
| Income tax | 113,000 | 240,000 | 169,000 | 303,000 |
| Net income | 338,000 | 605,000 | 1,109,000 | 1,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,845,000 | 28,759,000 | 29,285,000 | 29,181,000 |
| Total capital | 31,728,000 | 31,741,000 | 32,372,000 | 32,355,000 |
| Risk-weighted assets | 212,007,000 | 217,720,000 | 219,446,000 | 227,152,000 |