Call reports 2008
LEE BANK — 2008
What LEE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 285,440,000 | 290,874,000 | 295,388,000 | 297,176,000 |
| Total loans | 244,377,000 | 244,115,000 | 247,263,000 | 252,959,000 |
| Allowance for loan losses | 1,667,000 | 1,670,000 | 1,691,000 | 1,795,000 |
| Securities available for sale | 22,358,000 | 26,372,000 | 25,946,000 | 25,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,937,000 | 179,616,000 | 188,283,000 | 192,869,000 |
| Interest-bearing deposits | 161,226,000 | 161,347,000 | 168,393,000 | 172,843,000 |
| Noninterest-bearing deposits | 17,711,000 | 18,269,000 | 19,890,000 | 20,026,000 |
| Equity capital | 23,391,000 | 23,050,000 | 22,965,000 | 23,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,278,000 | 8,420,000 | 12,527,000 | 16,647,000 |
| Interest expense | 2,073,000 | 3,889,000 | 5,589,000 | 7,253,000 |
| Net interest income | 2,205,000 | 4,531,000 | 6,938,000 | 9,394,000 |
| Noninterest income | 428,000 | 928,000 | 1,257,000 | 1,739,000 |
| Noninterest expense | 1,977,000 | 4,301,000 | 6,269,000 | 8,415,000 |
| Provision for loan losses | 13,000 | 13,000 | 73,000 | 227,000 |
| Pretax income | 643,000 | 1,145,000 | 1,853,000 | 2,491,000 |
| Income tax | 276,000 | 374,000 | 695,000 | 1,033,000 |
| Net income | 367,000 | 771,000 | 1,158,000 | 1,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,616,000 | 23,836,000 | 23,672,000 | 23,745,000 |
| Total capital | 25,310,000 | 25,540,000 | 25,363,000 | 25,540,000 |
| Risk-weighted assets | 198,920,000 | 204,345,000 | 208,467,000 | 214,418,000 |