Call reports 2007
LEE BANK — 2007
What LEE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 279,273,000 | 286,523,000 | 284,746,000 | 286,306,000 |
| Total loans | 237,951,000 | 244,928,000 | 244,189,000 | 243,727,000 |
| Allowance for loan losses | 1,653,000 | 1,672,000 | 1,672,000 | 1,670,000 |
| Securities available for sale | 23,730,000 | 22,669,000 | 22,369,000 | 23,502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,173,000 | 173,137,000 | 179,023,000 | 179,016,000 |
| Interest-bearing deposits | 153,689,000 | 155,666,000 | 159,642,000 | 161,549,000 |
| Noninterest-bearing deposits | 16,484,000 | 17,471,000 | 19,381,000 | 17,467,000 |
| Equity capital | 23,098,000 | 23,458,000 | 23,664,000 | 23,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,189,000 | 8,490,000 | 12,880,000 | 17,374,000 |
| Interest expense | 2,088,000 | 4,257,000 | 6,512,000 | 8,738,000 |
| Net interest income | 2,101,000 | 4,233,000 | 6,368,000 | 8,636,000 |
| Noninterest income | 396,000 | 1,013,000 | 1,458,000 | 1,835,000 |
| Noninterest expense | 1,799,000 | 3,685,000 | 5,486,000 | 7,377,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 698,000 | 1,635,000 | 2,412,000 | 3,166,000 |
| Income tax | 253,000 | 610,000 | 962,000 | 1,346,000 |
| Net income | 445,000 | 1,025,000 | 1,450,000 | 1,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,969,000 | 23,281,000 | 23,356,000 | 23,905,000 |
| Total capital | 24,735,000 | 25,119,000 | 25,230,000 | 25,762,000 |
| Risk-weighted assets | 188,381,000 | 195,750,000 | 196,012,000 | 197,757,000 |