Call reports 2006
LEE BANK — 2006
What LEE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 272,244,000 | 279,095,000 | 280,281,000 | 282,496,000 |
| Total loans | 232,597,000 | 238,944,000 | 239,513,000 | 241,098,000 |
| Allowance for loan losses | 1,571,000 | 1,717,000 | 1,712,000 | 1,656,000 |
| Securities available for sale | 22,852,000 | 22,713,000 | 23,283,000 | 23,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,564,000 | 173,064,000 | 174,921,000 | 169,742,000 |
| Interest-bearing deposits | 154,808,000 | 153,218,000 | 154,644,000 | 153,172,000 |
| Noninterest-bearing deposits | 14,756,000 | 19,846,000 | 20,277,000 | 16,570,000 |
| Equity capital | 21,890,000 | 21,992,000 | 22,456,000 | 22,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,769,000 | 7,626,000 | 11,749,000 | 15,970,000 |
| Interest expense | 1,719,000 | 3,556,000 | 5,528,000 | 7,607,000 |
| Net interest income | 2,050,000 | 4,070,000 | 6,221,000 | 8,363,000 |
| Noninterest income | 328,000 | 690,000 | 1,085,000 | 1,602,000 |
| Noninterest expense | 1,768,000 | 3,438,000 | 5,214,000 | 7,010,000 |
| Provision for loan losses | 41,000 | 192,000 | 186,000 | 130,000 |
| Pretax income | 789,000 | 1,350,000 | 2,126,000 | 3,045,000 |
| Income tax | 306,000 | 517,000 | 837,000 | 1,210,000 |
| Net income | 483,000 | 833,000 | 1,289,000 | 1,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,015,000 | 22,124,000 | 22,489,000 | 22,852,000 |
| Total capital | 23,614,000 | 23,841,000 | 24,223,000 | 24,610,000 |
| Risk-weighted assets | 179,929,000 | 186,220,000 | 187,555,000 | 189,632,000 |