Call reports 2005
LEE BANK — 2005
What LEE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 272,417,000 | 277,408,000 | 280,152,000 | 277,169,000 |
| Total loans | 233,384,000 | 237,232,000 | 238,054,000 | 236,446,000 |
| Allowance for loan losses | 1,463,000 | 1,490,000 | 1,522,000 | 1,531,000 |
| Securities available for sale | 22,970,000 | 24,008,000 | 24,132,000 | 23,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,395,000 | 168,024,000 | 174,256,000 | 168,122,000 |
| Interest-bearing deposits | 143,822,000 | 154,549,000 | 158,343,000 | 152,298,000 |
| Noninterest-bearing deposits | 12,573,000 | 13,475,000 | 15,913,000 | 15,824,000 |
| Equity capital | 20,741,000 | 21,081,000 | 21,395,000 | 21,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,361,000 | 6,867,000 | 10,520,000 | 14,281,000 |
| Interest expense | 1,253,000 | 2,694,000 | 4,232,000 | 5,874,000 |
| Net interest income | 2,108,000 | 4,173,000 | 6,288,000 | 8,407,000 |
| Noninterest income | 383,000 | 773,000 | 1,165,000 | 1,574,000 |
| Noninterest expense | 1,693,000 | 3,363,000 | 5,017,000 | 6,755,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 125,000 |
| Pretax income | 760,000 | 1,508,000 | 2,323,000 | 3,240,000 |
| Income tax | 286,000 | 598,000 | 921,000 | 1,298,000 |
| Net income | 474,000 | 910,000 | 1,402,000 | 1,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,841,000 | 21,088,000 | 21,408,000 | 21,747,000 |
| Total capital | 22,368,000 | 22,662,000 | 23,042,000 | 23,348,000 |
| Risk-weighted assets | 178,098,000 | 183,005,000 | 185,578,000 | 182,554,000 |