Call reports 2004
LEE BANK — 2004
What LEE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 256,760,000 | 262,307,000 | 267,144,000 | 272,835,000 |
| Total loans | 217,346,000 | 224,692,000 | 228,674,000 | 234,156,000 |
| Allowance for loan losses | 1,368,000 | 1,406,000 | 1,461,000 | 1,431,000 |
| Securities available for sale | 23,784,000 | 21,981,000 | 23,504,000 | 23,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,841,000 | 159,024,000 | 158,616,000 | 154,487,000 |
| Interest-bearing deposits | 143,016,000 | 148,118,000 | 146,593,000 | 142,611,000 |
| Noninterest-bearing deposits | 10,825,000 | 10,906,000 | 12,023,000 | 11,876,000 |
| Equity capital | 19,676,000 | 19,693,000 | 20,186,000 | 20,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,137,000 | 6,234,000 | 9,397,000 | 12,713,000 |
| Interest expense | 1,038,000 | 2,089,000 | 3,145,000 | 4,300,000 |
| Net interest income | 2,099,000 | 4,145,000 | 6,252,000 | 8,413,000 |
| Noninterest income | 300,000 | 540,000 | 859,000 | 1,302,000 |
| Noninterest expense | 1,655,000 | 3,229,000 | 4,873,000 | 6,564,000 |
| Provision for loan losses | 38,000 | 75,000 | 131,000 | 156,000 |
| Pretax income | 706,000 | 1,381,000 | 2,186,000 | 3,075,000 |
| Income tax | 251,000 | 533,000 | 858,000 | 1,200,000 |
| Net income | 455,000 | 848,000 | 1,328,000 | 1,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,560,000 | 19,773,000 | 20,194,000 | 20,587,000 |
| Total capital | 20,969,000 | 21,225,000 | 21,659,000 | 22,113,000 |
| Risk-weighted assets | 162,355,000 | 169,458,000 | 172,749,000 | 184,983,000 |