Call reports 2003
LEE BANK — 2003
What LEE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 237,099,000 | 238,998,000 | 243,479,000 | 256,230,000 |
| Total loans | 193,777,000 | 194,848,000 | 203,500,000 | 217,465,000 |
| Allowance for loan losses | 1,298,000 | 1,340,000 | 1,370,000 | 1,333,000 |
| Securities available for sale | 24,659,000 | 28,614,000 | 25,959,000 | 23,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,984,000 | 162,427,000 | 160,232,000 | 156,509,000 |
| Interest-bearing deposits | 157,143,000 | 151,149,000 | 147,966,000 | 146,276,000 |
| Noninterest-bearing deposits | 9,841,000 | 11,278,000 | 12,266,000 | 10,233,000 |
| Equity capital | 18,615,000 | 19,009,000 | 19,032,000 | 19,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,321,000 | 6,638,000 | 9,785,000 | 12,993,000 |
| Interest expense | 1,243,000 | 2,438,000 | 3,539,000 | 4,586,000 |
| Net interest income | 2,078,000 | 4,200,000 | 6,246,000 | 8,407,000 |
| Noninterest income | 478,000 | 825,000 | 1,129,000 | 1,453,000 |
| Noninterest expense | 1,597,000 | 3,194,000 | 4,802,000 | 6,517,000 |
| Provision for loan losses | 153,000 | 191,000 | 228,000 | 266,000 |
| Pretax income | 806,000 | 1,641,000 | 2,346,000 | 3,082,000 |
| Income tax | 338,000 | 621,000 | 901,000 | 1,157,000 |
| Net income | 468,000 | 1,020,000 | 1,445,000 | 1,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,298,000 | 18,751,000 | 18,896,000 | 19,227,000 |
| Total capital | 19,596,000 | 20,091,000 | 20,266,000 | 20,587,000 |
| Risk-weighted assets | 147,970,000 | 151,018,000 | 155,108,000 | 163,941,000 |