Call report 2003Q4
RURAL AMERICAN BANK - MONTGOMERY/LONSDALE — 2003Q4
The 22 measures RURAL AMERICAN BANK - MONTGOMERY/LONSDALE reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 71,916,000 | USD | evidence → |
| Total loans | 43,137,000 | USD | evidence → |
| Allowance for loan losses | 415,000 | USD | evidence → |
| Securities available for sale | 20,823,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 64,006,000 | USD | evidence → |
| Interest-bearing deposits | 55,726,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,280,000 | USD | evidence → |
| Equity capital | 7,176,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,821,000 | USD | evidence → |
| Interest expense | 883,000 | USD | evidence → |
| Net interest income | 2,938,000 | USD | evidence → |
| Noninterest income | 456,000 | USD | evidence → |
| Noninterest expense | 1,622,000 | USD | evidence → |
| Provision for loan losses | 36,000 | USD | evidence → |
| Pretax income | 1,791,000 | USD | evidence → |
| Income tax | 684,000 | USD | evidence → |
| Net income | 1,107,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,670,000 | USD | evidence → |
| Total capital | 6,085,000 | USD | evidence → |
| Risk-weighted assets | 50,183,000 | USD | evidence → |