Call report 2003Q2
RURAL AMERICAN BANK - MONTGOMERY/LONSDALE — 2003Q2
The 22 measures RURAL AMERICAN BANK - MONTGOMERY/LONSDALE reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 68,873,000 | USD | evidence → |
| Total loans | 42,181,000 | USD | evidence → |
| Allowance for loan losses | 432,000 | USD | evidence → |
| Securities available for sale | 16,872,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 61,258,000 | USD | evidence → |
| Interest-bearing deposits | 53,082,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,176,000 | USD | evidence → |
| Equity capital | 6,773,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,960,000 | USD | evidence → |
| Interest expense | 483,000 | USD | evidence → |
| Net interest income | 1,477,000 | USD | evidence → |
| Noninterest income | 228,000 | USD | evidence → |
| Noninterest expense | 826,000 | USD | evidence → |
| Provision for loan losses | 26,000 | USD | evidence → |
| Pretax income | 908,000 | USD | evidence → |
| Income tax | 348,000 | USD | evidence → |
| Net income | 560,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,123,000 | USD | evidence → |
| Total capital | 5,555,000 | USD | evidence → |
| Risk-weighted assets | 46,507,000 | USD | evidence → |
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