Call report 2002Q4
RURAL AMERICAN BANK - MONTGOMERY/LONSDALE — 2002Q4
The 22 measures RURAL AMERICAN BANK - MONTGOMERY/LONSDALE reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 68,935,000 | USD | evidence → |
| Total loans | 45,048,000 | USD | evidence → |
| Allowance for loan losses | 411,000 | USD | evidence → |
| Securities available for sale | 16,179,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,638,000 | USD | evidence → |
| Interest-bearing deposits | 52,333,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,305,000 | USD | evidence → |
| Equity capital | 7,325,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,199,000 | USD | evidence → |
| Interest expense | 1,201,000 | USD | evidence → |
| Net interest income | 2,998,000 | USD | evidence → |
| Noninterest income | 395,000 | USD | evidence → |
| Noninterest expense | 1,552,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 1,863,000 | USD | evidence → |
| Income tax | 716,000 | USD | evidence → |
| Net income | 1,147,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,626,000 | USD | evidence → |
| Total capital | 6,037,000 | USD | evidence → |
| Risk-weighted assets | 50,217,000 | USD | evidence → |