Call reports 2025
FIRST STATE BANK OF ST. PETER — 2025
What FIRST STATE BANK OF ST. PETER reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 31,523,000 | 30,894,000 | 30,881,000 | 29,347,000 |
| Total loans | 7,957,000 | 8,165,000 | 8,497,000 | 8,363,000 |
| Allowance for loan losses | 133,000 | 133,000 | 133,000 | 138,000 |
| Securities available for sale | 12,432,000 | 12,494,000 | 12,622,000 | 12,633,000 |
| Securities held to maturity | 7,582,000 | 7,496,000 | 7,491,000 | 7,476,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,363,000 | 25,528,000 | 25,360,000 | 23,429,000 |
| Interest-bearing deposits | 17,994,000 | 17,477,000 | 17,662,000 | 15,675,000 |
| Noninterest-bearing deposits | 8,369,000 | 8,051,000 | 7,698,000 | 7,754,000 |
| Equity capital | 5,042,000 | 5,109,000 | 5,322,000 | 5,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 301,000 | 619,000 | 937,000 | 1,280,000 |
| Interest expense | 47,000 | 93,000 | 141,000 | 190,000 |
| Net interest income | 254,000 | 526,000 | 796,000 | 1,090,000 |
| Noninterest income | 10,000 | 19,000 | 29,000 | 39,000 |
| Noninterest expense | 150,000 | 296,000 | 448,000 | 610,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 122,000 | 257,000 | 385,000 | 506,000 |
| Income tax | 16,000 | 38,000 | 58,000 | 83,000 |
| Net income | 106,000 | 219,000 | 327,000 | 423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,506,000 | 5,524,000 | 5,632,000 | 5,633,000 |
| Total capital | 5,639,000 | 5,657,000 | 5,765,000 | 5,771,000 |
| Risk-weighted assets | 13,262,000 | 13,158,000 | 13,075,000 | 12,926,000 |