Call reports 2024
FIRST STATE BANK OF ST. PETER — 2024
What FIRST STATE BANK OF ST. PETER reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 30,424,000 | 30,023,000 | 29,512,000 | 28,657,000 |
| Total loans | 8,794,000 | 9,020,000 | 9,113,000 | 8,465,000 |
| Allowance for loan losses | 139,000 | 137,000 | 137,000 | 132,000 |
| Securities available for sale | 12,050,000 | 11,651,000 | 11,464,000 | 11,297,000 |
| Securities held to maturity | 7,487,000 | 7,327,000 | 7,318,000 | 7,369,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,677,000 | 25,082,000 | 24,294,000 | 23,510,000 |
| Interest-bearing deposits | 17,829,000 | 17,108,000 | 16,818,000 | 16,366,000 |
| Noninterest-bearing deposits | 7,848,000 | 7,974,000 | 7,476,000 | 7,144,000 |
| Equity capital | 4,633,000 | 4,718,000 | 5,061,000 | 4,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 290,000 | 581,000 | 870,000 | 1,161,000 |
| Interest expense | 53,000 | 98,000 | 142,000 | 189,000 |
| Net interest income | 237,000 | 483,000 | 728,000 | 972,000 |
| Noninterest income | 8,000 | 19,000 | 28,000 | 37,000 |
| Noninterest expense | 143,000 | 285,000 | 426,000 | 577,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 102,000 | 219,000 | 332,000 | 424,000 |
| Income tax | 12,000 | 28,000 | 45,000 | 47,000 |
| Net income | 90,000 | 191,000 | 287,000 | 377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,397,000 | 5,404,000 | 5,500,000 | 5,495,000 |
| Total capital | 5,536,000 | 5,541,000 | 5,637,000 | 5,627,000 |
| Risk-weighted assets | 13,806,000 | 13,719,000 | 13,556,000 | 13,142,000 |