Call reports 2023
FIRST STATE BANK OF ST. PETER — 2023
What FIRST STATE BANK OF ST. PETER reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 34,207,000 | 32,067,000 | 32,194,000 | 31,070,000 |
| Total loans | 8,293,000 | 8,427,000 | 8,896,000 | 8,941,000 |
| Allowance for loan losses | 139,000 | 140,000 | 140,000 | 139,000 |
| Securities available for sale | 12,923,000 | 12,773,000 | 12,682,000 | 12,548,000 |
| Securities held to maturity | 7,562,000 | 7,646,000 | 7,632,000 | 7,517,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,706,000 | 27,540,000 | 27,721,000 | 25,744,000 |
| Interest-bearing deposits | 20,421,000 | 19,313,000 | 19,151,000 | 17,105,000 |
| Noninterest-bearing deposits | 9,285,000 | 8,227,000 | 8,570,000 | 8,639,000 |
| Equity capital | 4,364,000 | 4,270,000 | 4,310,000 | 4,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 308,000 | 621,000 | 930,000 | 1,238,000 |
| Interest expense | 22,000 | 56,000 | 100,000 | 143,000 |
| Net interest income | 286,000 | 565,000 | 830,000 | 1,095,000 |
| Noninterest income | 12,000 | 22,000 | 33,000 | 45,000 |
| Noninterest expense | 139,000 | 275,000 | 417,000 | 572,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 159,000 | 312,000 | 446,000 | 548,000 |
| Income tax | 31,000 | 70,000 | 92,000 | 61,000 |
| Net income | 128,000 | 242,000 | 354,000 | 487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,229,000 | 5,253,000 | 5,365,000 | 5,403,000 |
| Total capital | 5,368,000 | 5,393,000 | 5,505,000 | 5,542,000 |
| Risk-weighted assets | 14,122,000 | 13,875,000 | 14,556,000 | 13,901,000 |