Call reports 2022
FIRST STATE BANK OF ST. PETER — 2022
What FIRST STATE BANK OF ST. PETER reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 38,419,000 | 35,855,000 | 34,258,000 | 31,267,000 |
| Total loans | 7,324,000 | 7,961,000 | 8,418,000 | 8,806,000 |
| Allowance for loan losses | 97,000 | 99,000 | 99,000 | 95,000 |
| Securities available for sale | 9,080,000 | 10,730,000 | 11,233,000 | 11,811,000 |
| Securities held to maturity | 6,863,000 | 6,846,000 | 7,328,000 | 7,333,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,552,000 | 31,154,000 | 29,931,000 | 26,811,000 |
| Interest-bearing deposits | 23,213,000 | 22,110,000 | 20,461,000 | 18,817,000 |
| Noninterest-bearing deposits | 10,339,000 | 9,044,000 | 9,470,000 | 7,994,000 |
| Equity capital | 4,791,000 | 4,502,000 | 4,217,000 | 4,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 188,000 | 416,000 | 691,000 | 981,000 |
| Interest expense | 21,000 | 41,000 | 61,000 | 81,000 |
| Net interest income | 167,000 | 375,000 | 630,000 | 900,000 |
| Noninterest income | 10,000 | 21,000 | 33,000 | 48,000 |
| Noninterest expense | 133,000 | 269,000 | 404,000 | 550,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 44,000 | 127,000 | 259,000 | 388,000 |
| Income tax | 2,000 | 15,000 | 40,000 | 74,000 |
| Net income | 42,000 | 112,000 | 219,000 | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,147,000 | 5,128,000 | 5,234,000 | 5,239,000 |
| Total capital | 5,244,000 | 5,227,000 | 5,333,000 | 5,334,000 |
| Risk-weighted assets | 13,971,000 | 13,990,000 | 14,169,000 | 13,965,000 |