Call reports 2021
FIRST STATE BANK OF ST. PETER — 2021
What FIRST STATE BANK OF ST. PETER reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 34,679,000 | 34,677,000 | 33,530,000 | 34,299,000 |
| Total loans | 8,674,000 | 8,207,000 | 7,811,000 | 7,669,000 |
| Allowance for loan losses | 90,000 | 96,000 | 97,000 | 97,000 |
| Securities available for sale | 1,979,000 | 2,905,000 | 4,256,000 | 5,722,000 |
| Securities held to maturity | 7,493,000 | 7,276,000 | 7,229,000 | 6,905,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,411,000 | 29,349,000 | 28,265,000 | 29,036,000 |
| Interest-bearing deposits | 20,192,000 | 20,707,000 | 19,955,000 | 20,252,000 |
| Noninterest-bearing deposits | 9,219,000 | 8,642,000 | 8,310,000 | 8,784,000 |
| Equity capital | 5,143,000 | 5,112,000 | 5,141,000 | 5,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 188,000 | 377,000 | 565,000 | 751,000 |
| Interest expense | 23,000 | 45,000 | 67,000 | 88,000 |
| Net interest income | 165,000 | 332,000 | 498,000 | 663,000 |
| Noninterest income | 112,000 | 137,000 | 148,000 | 160,000 |
| Noninterest expense | 134,000 | 266,000 | 399,000 | 536,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 143,000 | 203,000 | 247,000 | 310,000 |
| Income tax | 30,000 | 38,000 | 43,000 | 48,000 |
| Net income | 113,000 | 165,000 | 204,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,161,000 | 5,123,000 | 5,162,000 | 5,130,000 |
| Total capital | 5,251,000 | 5,219,000 | 5,259,000 | 5,227,000 |
| Risk-weighted assets | 13,363,000 | 13,155,000 | 13,081,000 | 13,355,000 |