Call reports 2020
FIRST STATE BANK OF ST. PETER — 2020
What FIRST STATE BANK OF ST. PETER reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 29,567,000 | 29,726,000 | 29,980,000 | 30,995,000 |
| Total loans | 8,949,000 | 9,469,000 | 9,149,000 | 8,704,000 |
| Allowance for loan losses | 98,000 | 92,000 | 92,000 | 92,000 |
| Securities available for sale | 8,518,000 | 5,013,000 | 3,483,000 | 999,000 |
| Securities held to maturity | 7,410,000 | 7,558,000 | 7,797,000 | 8,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,426,000 | 24,466,000 | 24,738,000 | 25,744,000 |
| Interest-bearing deposits | 17,557,000 | 17,138,000 | 17,533,000 | 18,052,000 |
| Noninterest-bearing deposits | 6,869,000 | 7,328,000 | 7,205,000 | 7,692,000 |
| Equity capital | 5,014,000 | 5,025,000 | 5,075,000 | 5,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 267,000 | 515,000 | 748,000 | 958,000 |
| Interest expense | 32,000 | 60,000 | 84,000 | 107,000 |
| Net interest income | 235,000 | 455,000 | 664,000 | 851,000 |
| Noninterest income | 14,000 | 49,000 | 61,000 | 74,000 |
| Noninterest expense | 136,000 | 266,000 | 400,000 | 543,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 116,000 | 266,000 | 353,000 | 413,000 |
| Income tax | 20,000 | 48,000 | 63,000 | 49,000 |
| Net income | 96,000 | 218,000 | 290,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,985,000 | 5,017,000 | 5,088,000 | 5,073,000 |
| Total capital | 5,082,000 | 5,109,000 | 5,180,000 | 5,165,000 |
| Risk-weighted assets | 13,296,000 | 13,062,000 | 12,821,000 | 13,353,000 |