Call reports 2019
FIRST STATE BANK OF ST. PETER — 2019
What FIRST STATE BANK OF ST. PETER reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 27,957,000 | 28,157,000 | 28,640,000 | 28,123,000 |
| Total loans | 9,270,000 | 8,934,000 | 9,024,000 | 8,907,000 |
| Allowance for loan losses | 99,000 | 96,000 | 96,000 | 97,000 |
| Securities available for sale | 9,259,000 | 9,379,000 | 9,469,000 | 9,670,000 |
| Securities held to maturity | 6,995,000 | 7,106,000 | 7,087,000 | 6,983,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,148,000 | 23,132,000 | 23,516,000 | 23,017,000 |
| Interest-bearing deposits | 16,960,000 | 17,622,000 | 17,306,000 | 16,993,000 |
| Noninterest-bearing deposits | 6,188,000 | 5,510,000 | 6,210,000 | 6,024,000 |
| Equity capital | 4,705,000 | 4,815,000 | 4,990,000 | 4,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 289,000 | 562,000 | 841,000 | 1,115,000 |
| Interest expense | 23,000 | 51,000 | 84,000 | 118,000 |
| Net interest income | 266,000 | 511,000 | 757,000 | 997,000 |
| Noninterest income | 11,000 | 25,000 | 36,000 | 51,000 |
| Noninterest expense | 139,000 | 270,000 | 399,000 | 544,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 138,000 | 266,000 | 394,000 | 508,000 |
| Income tax | 27,000 | 51,000 | 75,000 | 109,000 |
| Net income | 111,000 | 215,000 | 319,000 | 399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,875,000 | 4,890,000 | 4,994,000 | 4,984,000 |
| Total capital | 4,974,000 | 4,986,000 | 5,090,000 | 5,081,000 |
| Risk-weighted assets | 13,294,000 | 13,036,000 | 13,020,000 | 12,988,000 |