Call reports 2018
FIRST STATE BANK OF ST. PETER — 2018
What FIRST STATE BANK OF ST. PETER reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 30,264,000 | 28,101,000 | 27,467,000 | 30,620,000 |
| Total loans | 9,953,000 | 9,784,000 | 10,225,000 | 9,737,000 |
| Allowance for loan losses | 93,000 | 93,000 | 83,000 | 98,000 |
| Securities available for sale | 9,078,000 | 9,059,000 | 8,955,000 | 9,112,000 |
| Securities held to maturity | 6,964,000 | 6,947,000 | 6,995,000 | 7,074,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,727,000 | 23,446,000 | 22,491,000 | 25,880,000 |
| Interest-bearing deposits | 19,346,000 | 17,575,000 | 16,508,000 | 15,782,000 |
| Noninterest-bearing deposits | 6,381,000 | 5,871,000 | 5,983,000 | 10,098,000 |
| Equity capital | 4,421,000 | 4,419,000 | 4,433,000 | 4,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 276,000 | 558,000 | 843,000 | 1,124,000 |
| Interest expense | 21,000 | 42,000 | 64,000 | 86,000 |
| Net interest income | 255,000 | 516,000 | 779,000 | 1,038,000 |
| Noninterest income | 14,000 | 33,000 | 46,000 | 63,000 |
| Noninterest expense | 144,000 | 296,000 | 458,000 | 589,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 125,000 | 253,000 | 367,000 | 492,000 |
| Income tax | 28,000 | 52,000 | 71,000 | 89,000 |
| Net income | 97,000 | 201,000 | 296,000 | 403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,735,000 | 4,748,000 | 4,843,000 | 4,860,000 |
| Total capital | 4,828,000 | 4,841,000 | 4,926,000 | 4,958,000 |
| Risk-weighted assets | 14,148,000 | 13,581,000 | 13,869,000 | 14,368,000 |