Call reports 2017
FIRST STATE BANK OF ST. PETER — 2017
What FIRST STATE BANK OF ST. PETER reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 30,060,000 | 29,030,000 | 29,047,000 | 28,735,000 |
| Total loans | 10,142,000 | 10,328,000 | 10,670,000 | 10,336,000 |
| Allowance for loan losses | 98,000 | 91,000 | 91,000 | 92,000 |
| Securities available for sale | 9,212,000 | 9,314,000 | 9,292,000 | 9,193,000 |
| Securities held to maturity | 7,429,000 | 7,158,000 | 7,140,000 | 7,262,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,453,000 | 24,261,000 | 24,271,000 | 23,975,000 |
| Interest-bearing deposits | 19,580,000 | 18,787,000 | 18,635,000 | 17,540,000 |
| Noninterest-bearing deposits | 5,873,000 | 5,474,000 | 5,636,000 | 6,435,000 |
| Equity capital | 4,460,000 | 4,527,000 | 4,603,000 | 4,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 281,000 | 560,000 | 845,000 | 1,129,000 |
| Interest expense | 20,000 | 40,000 | 62,000 | 82,000 |
| Net interest income | 261,000 | 520,000 | 783,000 | 1,047,000 |
| Noninterest income | 14,000 | 31,000 | 49,000 | 69,000 |
| Noninterest expense | 152,000 | 302,000 | 451,000 | 602,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 123,000 | 249,000 | 381,000 | 514,000 |
| Income tax | 19,000 | 49,000 | 92,000 | 118,000 |
| Net income | 104,000 | 200,000 | 289,000 | 396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,620,000 | 4,625,000 | 4,714,000 | 4,732,000 |
| Total capital | 4,718,000 | 4,716,000 | 4,805,000 | 4,824,000 |
| Risk-weighted assets | 14,306,000 | 14,091,000 | 14,390,000 | 14,196,000 |