Call reports 2016
FIRST STATE BANK OF ST. PETER — 2016
What FIRST STATE BANK OF ST. PETER reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 28,429,000 | 27,575,000 | 27,579,000 | 27,986,000 |
| Total loans | 10,629,000 | 10,186,000 | 10,568,000 | 10,485,000 |
| Allowance for loan losses | 97,000 | 99,000 | 99,000 | 100,000 |
| Securities available for sale | 8,715,000 | 8,991,000 | 7,748,000 | 8,913,000 |
| Securities held to maturity | 7,836,000 | 7,393,000 | 7,058,000 | 7,365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,777,000 | 22,815,000 | 22,145,000 | 23,132,000 |
| Interest-bearing deposits | 17,598,000 | 17,000,000 | 16,353,000 | 16,753,000 |
| Noninterest-bearing deposits | 6,179,000 | 5,815,000 | 5,792,000 | 6,379,000 |
| Equity capital | 4,515,000 | 4,509,000 | 4,602,000 | 4,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 273,000 | 550,000 | 831,000 | 1,099,000 |
| Interest expense | 22,000 | 42,000 | 62,000 | 82,000 |
| Net interest income | 251,000 | 508,000 | 769,000 | 1,017,000 |
| Noninterest income | 14,000 | 34,000 | 50,000 | 71,000 |
| Noninterest expense | 143,000 | 301,000 | 437,000 | 591,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 130,000 | 251,000 | 392,000 | 512,000 |
| Income tax | 30,000 | 67,000 | 122,000 | 138,000 |
| Net income | 100,000 | 184,000 | 270,000 | 374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,517,000 | 4,511,000 | 4,597,000 | 4,611,000 |
| Total capital | 4,614,000 | 4,610,000 | 4,696,000 | 4,711,000 |
| Risk-weighted assets | 14,032,000 | 13,463,000 | 13,717,000 | 14,310,000 |