Call reports 2015
FIRST STATE BANK OF ST. PETER — 2015
What FIRST STATE BANK OF ST. PETER reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 30,675,000 | 29,789,000 | 29,499,000 | 29,401,000 |
| Total loans | 10,038,000 | 9,715,000 | 9,781,000 | 11,118,000 |
| Allowance for loan losses | 67,000 | 59,000 | 62,000 | 108,000 |
| Securities available for sale | 11,005,000 | 10,529,000 | 8,725,000 | 8,700,000 |
| Securities held to maturity | 8,640,000 | 8,547,000 | 8,673,000 | 8,254,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,908,000 | 25,133,000 | 24,779,000 | 23,849,000 |
| Interest-bearing deposits | 19,974,000 | 19,279,000 | 18,589,000 | 17,271,000 |
| Noninterest-bearing deposits | 5,934,000 | 5,854,000 | 6,190,000 | 6,578,000 |
| Equity capital | 4,385,000 | 4,362,000 | 4,485,000 | 4,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 305,000 | 599,000 | 905,000 | 1,206,000 |
| Interest expense | 25,000 | 48,000 | 72,000 | 95,000 |
| Net interest income | 280,000 | 551,000 | 833,000 | 1,111,000 |
| Noninterest income | 18,000 | 39,000 | 57,000 | 78,000 |
| Noninterest expense | 178,000 | 354,000 | 534,000 | 708,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 100,000 | 222,000 | 343,000 | 469,000 |
| Income tax | 14,000 | 39,000 | 66,000 | 76,000 |
| Net income | 86,000 | 183,000 | 277,000 | 393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,380,000 | 4,391,000 | 4,486,000 | 4,512,000 |
| Total capital | 4,447,000 | 4,450,000 | 4,548,000 | 4,620,000 |
| Risk-weighted assets | 13,951,000 | 13,580,000 | 13,508,000 | 14,685,000 |