Call reports 2014
FIRST STATE BANK OF ST. PETER — 2014
What FIRST STATE BANK OF ST. PETER reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 32,364,000 | 31,169,000 | 30,213,000 | 30,463,000 |
| Total loans | 9,427,000 | 10,229,000 | 10,791,000 | 10,801,000 |
| Allowance for loan losses | 100,000 | 63,000 | 64,000 | 64,000 |
| Securities available for sale | 11,631,000 | 10,819,000 | 9,413,000 | 8,493,000 |
| Securities held to maturity | 8,663,000 | 8,823,000 | 8,687,000 | 8,682,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,179,000 | 25,683,000 | 24,394,000 | 25,888,000 |
| Interest-bearing deposits | 22,549,000 | 20,748,000 | 19,835,000 | 18,800,000 |
| Noninterest-bearing deposits | 5,630,000 | 4,935,000 | 4,559,000 | 7,088,000 |
| Equity capital | 4,048,000 | 4,158,000 | 4,313,000 | 4,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 308,000 | 606,000 | 923,000 | 1,237,000 |
| Interest expense | 34,000 | 65,000 | 92,000 | 118,000 |
| Net interest income | 274,000 | 541,000 | 831,000 | 1,119,000 |
| Noninterest income | 24,000 | 52,000 | 75,000 | 98,000 |
| Noninterest expense | 180,000 | 352,000 | 537,000 | 730,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 20,000 |
| Pretax income | 118,000 | 221,000 | 349,000 | 467,000 |
| Income tax | 19,000 | 40,000 | 75,000 | 86,000 |
| Net income | 99,000 | 181,000 | 274,000 | 381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,276,000 | 4,273,000 | 4,366,000 | 4,389,000 |
| Total capital | 4,376,000 | 4,336,000 | 4,430,000 | 4,453,000 |
| Risk-weighted assets | 13,980,000 | 14,411,000 | 14,675,000 | 14,532,000 |