Call reports 2013
FIRST STATE BANK OF ST. PETER — 2013
What FIRST STATE BANK OF ST. PETER reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 34,145,000 | 33,830,000 | 34,011,000 | 32,512,000 |
| Total loans | 9,222,000 | 10,659,000 | 10,927,000 | 10,388,000 |
| Allowance for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Securities available for sale | 13,993,000 | 12,143,000 | 12,025,000 | 11,946,000 |
| Securities held to maturity | 9,867,000 | 9,929,000 | 9,528,000 | 8,772,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,864,000 | 28,088,000 | 26,017,000 | 26,469,000 |
| Interest-bearing deposits | 22,885,000 | 22,448,000 | 21,064,000 | 20,132,000 |
| Noninterest-bearing deposits | 6,979,000 | 5,640,000 | 4,953,000 | 6,337,000 |
| Equity capital | 4,133,000 | 3,921,000 | 3,941,000 | 3,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 303,000 | 597,000 | 907,000 | 1,233,000 |
| Interest expense | 41,000 | 81,000 | 119,000 | 156,000 |
| Net interest income | 262,000 | 516,000 | 788,000 | 1,077,000 |
| Noninterest income | 18,000 | 49,000 | 73,000 | 105,000 |
| Noninterest expense | 155,000 | 312,000 | 463,000 | 630,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 125,000 | 253,000 | 398,000 | 552,000 |
| Income tax | 22,000 | 64,000 | 117,000 | 148,000 |
| Net income | 103,000 | 189,000 | 281,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,141,000 | 4,142,000 | 4,234,000 | 4,272,000 |
| Total capital | 4,241,000 | 4,242,000 | 4,334,000 | 4,372,000 |
| Risk-weighted assets | 14,213,000 | 15,370,000 | 15,502,000 | 14,848,000 |