Call reports 2012
FIRST STATE BANK OF ST. PETER — 2012
What FIRST STATE BANK OF ST. PETER reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 31,453,000 | 31,803,000 | 31,769,000 | 32,626,000 |
| Total loans | 9,024,000 | 10,174,000 | 10,635,000 | 9,922,000 |
| Allowance for loan losses | 85,000 | 85,000 | 85,000 | 100,000 |
| Securities available for sale | 12,412,000 | 9,768,000 | 10,763,000 | 9,318,000 |
| Securities held to maturity | 8,790,000 | 8,586,000 | 8,701,000 | 8,991,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,319,000 | 27,506,000 | 26,024,000 | 28,271,000 |
| Interest-bearing deposits | 22,007,000 | 21,782,000 | 21,181,000 | 21,855,000 |
| Noninterest-bearing deposits | 5,312,000 | 5,724,000 | 4,843,000 | 6,416,000 |
| Equity capital | 3,982,000 | 4,022,000 | 4,126,000 | 4,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 320,000 | 628,000 | 961,000 | 1,263,000 |
| Interest expense | 52,000 | 103,000 | 149,000 | 194,000 |
| Net interest income | 268,000 | 525,000 | 812,000 | 1,069,000 |
| Noninterest income | 19,000 | 50,000 | 72,000 | 102,000 |
| Noninterest expense | 157,000 | 314,000 | 467,000 | 623,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 130,000 | 261,000 | 417,000 | 537,000 |
| Income tax | 28,000 | 73,000 | 122,000 | 146,000 |
| Net income | 102,000 | 188,000 | 295,000 | 391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,010,000 | 4,016,000 | 4,122,000 | 4,133,000 |
| Total capital | 4,095,000 | 4,101,000 | 4,207,000 | 4,233,000 |
| Risk-weighted assets | 13,249,000 | 14,121,000 | 14,525,000 | 14,202,000 |