Call reports 2011
FIRST STATE BANK OF ST. PETER — 2011
What FIRST STATE BANK OF ST. PETER reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 29,128,000 | 28,827,000 | 28,896,000 | 29,107,000 |
| Total loans | 8,580,000 | 9,351,000 | 9,649,000 | 9,675,000 |
| Allowance for loan losses | 90,000 | 90,000 | 90,000 | 86,000 |
| Securities available for sale | 12,594,000 | 10,187,000 | 10,586,000 | 10,466,000 |
| Securities held to maturity | 6,484,000 | 7,425,000 | 7,363,000 | 7,240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,062,000 | 24,580,000 | 24,554,000 | 24,852,000 |
| Interest-bearing deposits | 21,121,000 | 20,476,000 | 20,642,000 | 19,764,000 |
| Noninterest-bearing deposits | 3,941,000 | 4,104,000 | 3,912,000 | 5,088,000 |
| Equity capital | 3,878,000 | 3,948,000 | 4,054,000 | 4,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 330,000 | 652,000 | 986,000 | 1,320,000 |
| Interest expense | 68,000 | 130,000 | 185,000 | 238,000 |
| Net interest income | 262,000 | 522,000 | 801,000 | 1,082,000 |
| Noninterest income | 16,000 | 44,000 | 67,000 | 96,000 |
| Noninterest expense | 147,000 | 300,000 | 453,000 | 625,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 131,000 | 266,000 | 418,000 | 557,000 |
| Income tax | 13,000 | 43,000 | 81,000 | 143,000 |
| Net income | 118,000 | 223,000 | 337,000 | 414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,861,000 | 3,891,000 | 4,005,000 | 4,002,000 |
| Total capital | 3,951,000 | 3,981,000 | 4,095,000 | 4,088,000 |
| Risk-weighted assets | 12,404,000 | 12,981,000 | 13,359,000 | 13,307,000 |