Call reports 2010
FIRST STATE BANK OF ST. PETER — 2010
What FIRST STATE BANK OF ST. PETER reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 26,208,000 | 26,037,000 | 27,096,000 | 27,902,000 |
| Total loans | 8,864,000 | 9,918,000 | 9,425,000 | 9,495,000 |
| Allowance for loan losses | 68,000 | 87,000 | 84,000 | 92,000 |
| Securities available for sale | 11,083,000 | 9,388,000 | 8,995,000 | 10,898,000 |
| Securities held to maturity | 5,373,000 | 5,653,000 | 6,064,000 | 6,289,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,057,000 | 21,419,000 | 22,876,000 | 21,128,000 |
| Interest-bearing deposits | 18,239,000 | 17,737,000 | 18,414,000 | 17,816,000 |
| Noninterest-bearing deposits | 3,818,000 | 3,682,000 | 4,462,000 | 3,312,000 |
| Equity capital | 3,860,000 | 3,881,000 | 3,956,000 | 3,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 334,000 | 650,000 | 971,000 | 1,303,000 |
| Interest expense | 72,000 | 145,000 | 212,000 | 280,000 |
| Net interest income | 262,000 | 505,000 | 759,000 | 1,023,000 |
| Noninterest income | 18,000 | 45,000 | 69,000 | 98,000 |
| Noninterest expense | 150,000 | 293,000 | 442,000 | 607,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 130,000 | 257,000 | 386,000 | 504,000 |
| Income tax | 21,000 | 63,000 | 101,000 | 147,000 |
| Net income | 109,000 | 194,000 | 285,000 | 357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,740,000 | 3,750,000 | 3,841,000 | 3,838,000 |
| Total capital | 3,808,000 | 3,837,000 | 3,925,000 | 3,930,000 |
| Risk-weighted assets | 12,013,000 | 12,794,000 | 12,711,000 | 12,893,000 |