Call reports 2009
FIRST STATE BANK OF ST. PETER — 2009
What FIRST STATE BANK OF ST. PETER reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 26,355,000 | 25,090,000 | 25,376,000 | 25,958,000 |
| Total loans | 8,616,000 | 8,954,000 | 9,548,000 | 9,417,000 |
| Allowance for loan losses | 71,000 | 75,000 | 75,000 | 87,000 |
| Securities available for sale | 11,244,000 | 11,356,000 | 10,708,000 | 10,792,000 |
| Securities held to maturity | 3,711,000 | 3,933,000 | 4,006,000 | 4,322,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,502,000 | 20,978,000 | 21,289,000 | 20,680,000 |
| Interest-bearing deposits | 18,156,000 | 17,209,000 | 17,480,000 | 16,763,000 |
| Noninterest-bearing deposits | 4,346,000 | 3,769,000 | 3,809,000 | 3,917,000 |
| Equity capital | 3,622,000 | 3,622,000 | 3,807,000 | 3,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 342,000 | 664,000 | 1,006,000 | 1,332,000 |
| Interest expense | 95,000 | 182,000 | 261,000 | 337,000 |
| Net interest income | 247,000 | 482,000 | 745,000 | 995,000 |
| Noninterest income | 17,000 | 67,000 | 87,000 | 117,000 |
| Noninterest expense | 145,000 | 296,000 | 456,000 | 604,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 119,000 | 260,000 | 383,000 | 503,000 |
| Income tax | 17,000 | 54,000 | 90,000 | 124,000 |
| Net income | 102,000 | 206,000 | 293,000 | 379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,584,000 | 3,618,000 | 3,706,000 | 3,721,000 |
| Total capital | 3,655,000 | 3,693,000 | 3,781,000 | 3,808,000 |
| Risk-weighted assets | 11,812,000 | 11,822,000 | 12,400,000 | 12,434,000 |