Call reports 2008
FIRST STATE BANK OF ST. PETER — 2008
What FIRST STATE BANK OF ST. PETER reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 24,182,000 | 22,420,000 | 22,410,000 | 23,549,000 |
| Total loans | 8,902,000 | 9,161,000 | 9,486,000 | 9,289,000 |
| Allowance for loan losses | 82,000 | 76,000 | 76,000 | 87,000 |
| Securities available for sale | 8,228,000 | 8,557,000 | 8,215,000 | 9,360,000 |
| Securities held to maturity | 3,444,000 | 3,639,000 | 3,563,000 | 3,613,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,281,000 | 18,328,000 | 18,339,000 | 19,071,000 |
| Interest-bearing deposits | 16,621,000 | 15,163,000 | 15,081,000 | 15,711,000 |
| Noninterest-bearing deposits | 3,660,000 | 3,165,000 | 3,258,000 | 3,360,000 |
| Equity capital | 3,602,000 | 3,445,000 | 3,555,000 | 3,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 356,000 | 691,000 | 1,032,000 | 1,374,000 |
| Interest expense | 119,000 | 235,000 | 342,000 | 446,000 |
| Net interest income | 237,000 | 456,000 | 690,000 | 928,000 |
| Noninterest income | 20,000 | 46,000 | 69,000 | 96,000 |
| Noninterest expense | 139,000 | 273,000 | 405,000 | 593,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 140,000 | 251,000 | 376,000 | 439,000 |
| Income tax | 25,000 | 54,000 | 87,000 | 111,000 |
| Net income | 115,000 | 197,000 | 289,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,494,000 | 3,506,000 | 3,598,000 | 3,567,000 |
| Total capital | 3,576,000 | 3,582,000 | 3,674,000 | 3,654,000 |
| Risk-weighted assets | 11,750,000 | 12,650,000 | 11,871,000 | 11,674,000 |